About PreTaxCare.com

PreTaxCare.com is an independent resource for HR teams and benefits administrators evaluating, setting up, or maintaining a Dependent Care FSA (DCAP) benefit for their employees.

What we are — and aren't

We are an informational site and a free ROI calculator. We are not a benefits administrator, law firm, or CPA firm, and nothing here is legal, tax, or ERISA compliance advice. Plan design, testing methodology, and compliance obligations depend on your specific facts — always confirm decisions with a benefits attorney, TPA, or CPA.

How we source our numbers

Every dollar figure, percentage, and compliance threshold on this site — contribution limits, nondiscrimination testing thresholds, the HCE compensation definition — is sourced from IRS publications, and, for the 2026 legislative changes, cross-checked against established benefits and payroll publications. We link to sources at the bottom of pages that cite a specific figure.

How we keep this current

IRS limits, HCE thresholds, and testing rules change — sometimes annually, sometimes mid-cycle through new legislation like the One Big Beautiful Bill Act (OBBBA). We review the figures on this site each year ahead of open enrollment season, and sooner when a change is significant enough to warrant it.

Our approach to the ROI calculator

The employer ROI calculator is a simplified estimate: it applies the standard 7.65% employer-side FICA rate to expected employee contributions, net of an estimated administration cost you supply. It doesn't model plan setup costs, benefits consultant fees, or non-monetary factors like recruiting and retention value. Treat the output as a starting point, not a substitute for a real cost-benefit analysis with your finance and benefits teams.